Bitcoin Interest Rates
Compare BTC interest rates and earn passive income on your Bitcoin
Earn Interest on Bitcoin
Instead of letting your Bitcoin sit idle in a wallet, you can earn interest by depositing it on crypto lending platforms. These platforms lend your BTC to borrowers and share the interest with you.
Bitcoin interest rates typically range from 1% to 15% APY. Rates vary based on platform type (CEX vs DeFi), lock-up periods, and market demand. Always consider the platform's security, insurance coverage, and reputation before depositing.
70 platforms tracked, reviewed and indexed
| Platform | BTC | ETH | USDC | SOL | Action |
|---|---|---|---|---|---|
 Kraken CEX | 0.5% | 3% | 4.25% | 5% | Earn Now |
 Backpack CEX | 0.1% | 0.5% | — | 5.83% | Earn Now |
 Ascendex CEX | 5.13% | 6.18% | — | 2.02% | Earn Now |
 KuCoin CEX | 8.35% | 2.52% | 3.6% | 8% | Earn Now |
 Crypto.com CEX | 5% | 5.5% | 21.9% | 7.6% | Earn Now |
 Phemex CEX | 1% | 1.5% | 2% | 0.8% | Earn Now |
 Whitebit CEX | 17.39% | 17.39% | 17.39% | 17.39% | Earn Now |
 Binance CEX | 8% | 2.4% | — | — | Earn Now |
 Gate CEX | 0.5% | 2% | 4% | — | Earn Now |
 OKX CEX | 0.5% | 2% | 3% | 4% | Earn Now |
 BitMart CEX | 1% | 1% | 4% | — | Earn Now |
 Bitstamp CEX | 1.5% | 2.5% | 4.4% | 3.8% | Earn Now |
 MEXC CEX | 1% | 1% | 4% | 3% | Earn Now |
 HTX CEX | 10% | 3% | 4% | 6% | Earn Now |
 Bybit CEX | 2.3% | 0.8% | 6.69% | 35.9% | Earn Now |
 Bitget CEX | 0.8% | 1.88% | 5.3% | 4.6% | Earn Now |
 BingX CEX | 1.5% | 1% | 4% | — | Earn Now |
 Probit Global CEX | 1% | 1% | 4% | 4% | Earn Now |
 HEXN CEX | 15% | 15% | 15% | — | Earn Now |
 CoinDepo CEX | 12% | 12% | 18% | 12% | Earn Now |
 EarnPark CEX | 15% | 7% | 7% | 7% | Earn Now |
 Bitcoin IRA CEX | 2% | 2% | — | — | Earn Now |
 Coin Rabbit CEX | 0.3% | 1.2% | 5% | — | Earn Now |
 Youhodler CEX | 9% | 9% | 18% | 13% | Earn Now |
 Ledn CEX | 1% | — | 8.5% | 8.5% | Earn Now |
 Wirex CEX | 1% | 1% | 12% | — | Earn Now |
 Venus CEX | 0.07% | 0.5% | 2% | — | Earn Now |
 Xapo Bank CEX | 0.5% | — | 3.6% | — | Earn Now |
 Bitcastle CEX | 5% | 5% | — | — | Earn Now |
 Bitrue CEX | 1.3% | 1.8% | 6% | 0.5% | Earn Now |
 BTSE CEX | 3.5% | 3% | 8% | 2.46% | Earn Now |
 CoinEx CEX | 11.01% | 12.52% | 15.15% | 5.22% | Earn Now |
 DigiFinex CEX | 4.1% | 2.5% | — | — | Earn Now |
 CoinHold CEX | 8% | 8% | 12% | — | Earn Now |
 Nexo CEX | 7% | 8% | 14% | 8% | Earn Now |
 EXMO CEX | 2% | 2% | 5% | 1% | Earn Now |
 Salt CEX | 3% | 1.5% | 10% | — | Earn Now |
 River CEX | 3.5% | — | — | — | Earn Now |
 Poloniex CEX | 1% | 6% | 1% | 3% | Earn Now |
Rates updated daily.View disclaimer